Buying a new house is a thrilling milestone for any person living in Hawaii. If you’re planning to buy a house in Hawaii, you need to familiarize yourself with the various stages of purchasing one.  

If you get a good idea of these various stages, you can make your buying experience more seamless. Fortunately for you, we are here to help.  

It does not matter if you’re buying a house using your money or Hawaii BAH (Basic Allowance for Housing). Today, we’re going to talk about the different stages of buying a house in Hawaii. 

Selecting a Real Estate Agent 

It’s vital to pick the right agent to make sure you’ve got an effective home search. A real estate agent needs to be full-time, experienced, and always put you first.  

The agent needs to search constantly for new listings to show you. He or she should also negotiate professionally to get you the best deal. Your agent should also offer you advice when it comes to buying a house. 

It’s useful if the real estate agent has experience in the particular location that you’re planning to purchase in. It’s also great if the agent has experience working with clients who have had the same needs as yours.  

Planning and Researching 

After you hire a real estate agent, you will need to research what you want, need, and can afford. This includes closing expenses to housing expenses. Think about your current lifestyle and budget. Also, make sure you consider the changes you’ll make in your life in the next 5 years.  

During this stage, you also have to know how much you can afford. The ideal approach to determine your budget is to talk to a mortgage broker.  

Searching for the Ideal House 

Based on the criteria you provided, the real estate agent will pick houses for you to examine. Keep in mind that some houses sell quickly in well-known neighborhoods. Thus, you have to view the house as soon as possible.  

When viewing a house, evaluate it carefully to figure out whether it fits your needs or not. Aside from that, remember that listing photos can be tricky. Thus, it’s crucial to view houses in person.  

Always view the houses that your agent recommended. Keep in mind that your real estate agent has experience viewing houses and they might discover great features that will fit your needs.  

Making an Offer 

When creating an offer, there are a lot of terms you need to know. You’ll have to be strategic about which conditions you include, especially in a competitive market.  

Also, you might have to move quickly to submit an offer. To help you be prepared, make sure you have a plan to negotiate.  

The mortgage broker will also verify if you can get the financing for the house.  


Once the home seller accepted your offer, the last steps in the buying process of the house can be a bit time-consuming and overwhelming. However, they’re extremely crucial. Because of this, it’s always best that you work with a real estate agent.